401(k) Benefits by Company

Compare 401(k) employer matches, contribution caps, vesting rules, and Mega Backdoor Roth eligibility across leading employers.

Facebook (Meta)

Match:50% match of employee contribution
Max Cap:Up to 7% of eligible pay or $10,150 (whichever is lower)
Vesting:Vests immediately

Amazon

Match:50% match of employee contribution
Max Cap:Up to 4% of eligible pay or $5,800 (whichever is lower)
Vesting:Vests after 3 years of service

Netflix

Mega Backdoor Roth
Match:100% match of employee contribution
Max Cap:Up to 4% of eligible pay or $11,600 (whichever is lower)
Vesting:Vests immediately
Learn how to set up Mega Backdoor Roth →

Google

Mega Backdoor Roth
Match:50% match of employee contribution
Max Cap:Up to 6% of eligible pay or $8,700 (whichever is lower)
Vesting:Vests immediately
Learn how to set up Mega Backdoor Roth →

Snap

Mega Backdoor Roth
Match:100% on first 3%, then 50% on next 2%
Max Cap:Up to $11,600 (whichever is lower)
Vesting:Vests immediately
Learn how to set up Mega Backdoor Roth →

Microsoft

Mega Backdoor Roth
Match:50% match of employee contribution
Max Cap:Up to $9,750
Vesting:Vests immediately
Learn how to set up Mega Backdoor Roth →

LinkedIn

Match:50% match of employee contribution
Max Cap:Up to $9,750
Vesting:Vests immediately

Adobe

Match:50% match of employee contribution
Max Cap:Up to 6% of eligible pay or $8,700 (whichever is lower)
Vesting:Vests immediately

Apple

Match:50% match of employee contribution
Max Cap:Up to 6% of eligible pay or $8,700 (whichever is lower)
Vesting:Vests after 3 years of service

Walmart

Mega Backdoor Roth
Match:100% match of employee contribution
Max Cap:Up to 6% of eligible pay or $17,400 (whichever is lower)
Vesting:Vests immediately (eligible after 1 yr service)
Learn how to set up Mega Backdoor Roth →

PayPal

Mega Backdoor Roth
Match:100% match of employee contribution
Max Cap:Up to 4% of eligible pay or $11,600 (whichever is lower)
Vesting:Vests immediately
Learn how to set up Mega Backdoor Roth →

eBay

Mega Backdoor Roth
Match:100% match of employee contribution
Max Cap:Up to 4% of eligible pay or $11,600 (whichever is lower)
Vesting:Vests immediately
Learn how to set up Mega Backdoor Roth →

DocuSign

Match:50% match of employee contribution
Max Cap:Up to 6% of eligible pay or $8,700 (whichever is lower)
Vesting:Vests immediately

Intuit

Match:125% match of employee contribution
Max Cap:Up to 6% of eligible pay or $10,000 (whichever is lower)
Vesting:100% vest after 2 years of service

Oracle

Mega Backdoor Roth
Match:50% match of employee contribution
Max Cap:Up to 6% of eligible pay or $5,100 (whichever is lower)
Vesting:Vests 25% per year over 4 years
Learn how to set up Mega Backdoor Roth →

Atlassian

Match:100% match of employee contribution
Max Cap:Up to 4% of eligible pay or $11,600 (whichever is lower)
Vesting:Vests immediately

Salesforce

Mega Backdoor Roth
Match:100% match of employee contribution
Max Cap:Up to 6% of eligible pay or $5,000 (whichever is lower)
Vesting:Vests immediately
Learn how to set up Mega Backdoor Roth →

Intel

Match:100% match of employee contribution
Max Cap:Up to 5% of eligible pay or $14,500 (whichever is lower)
Vesting:Vests immediately

Slack

Match:50% match of employee contribution
Max Cap:Up to 4% of eligible pay or $4,000 (whichever is lower)
Vesting:Vests 25% per year over 4 years

Visa

Match:200% match of employee contribution
Max Cap:Up to 5% of eligible pay or $29,000 (whichever is lower)
Vesting:Vests immediately

Mastercard

Match:125% match of employee contribution
Max Cap:Up to 10% of eligible pay or $36,250 (whichever is lower)
Vesting:Vests immediately

Verizon

Match:100% match of employee contribution
Max Cap:Up to 6% of eligible pay or $17,400 (whichever is lower)
Vesting:Vests after 3 years of service

American Express

Match:100% match of employee contribution
Max Cap:Up to 6% of eligible pay or $17,400 (whichever is lower)
Vesting:Eligible for match after 1 year of service

Tesla

Match:No employer match

Zoom

Match:No employer match

Uber

Match:No employer match

Lyft

Match:No employer match

Roku

Match:No employer match

Disclaimers & Notes

All data was compiled for educational purposes and should not be viewed as official company compensation documentation. Plan rules, matching caps, and after-tax contribution permissions are determined by each employer’s summary plan description and IRS statutory limits. Consult with your company’s HR or benefits department for exact policy details.

Notice an outdated policy or want to add your company? Contact us with updated benefits information to help fellow investors.