A curated educational reference of widely used, low-cost index funds and ETFs for hands-off, tax-efficient compounding. Compare Vanguard, Fidelity, and Schwab equivalents side-by-side.
The essential 1-page cross-brokerage ticker matrix comparing Vanguard, Fidelity, Schwab, and iShares equivalents side-by-side with expense ratios.
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Many popular index funds share identical top holdings like Apple, Microsoft, and NVIDIA. Run our look-through analyzer to check your true concentration.
Compare expense ratios, tickers, and platform equivalents across Vanguard, Fidelity, and Charles Schwab.
| Asset Class & Profile |  Vanguard ETF | Vanguard Mutual |  Fidelity Equivalent |  Charles Schwab |
|---|---|---|---|---|
| Total Stock Market (US) Captures the entire investable US equity market (~4,000 large, mid, and small-cap stocks). The foundational building block of financial independence. | VTI 0.03% ER
Vanguard Total Stock Market Index ETF | FSKAX 0.015% ER Fidelity Total Market Index Fund FZROX 0.00% ER 🔥 ZERO Fidelity ZERO Total Stock Market Index | SWTSX 0.03% ER
Schwab Total Stock Market Index Fund SCHB 0.03% ER
Schwab U.S. Broad Market ETF | |
| S&P 500 (Large Cap US) Tracks the 500 largest publicly traded American corporations, representing ~85% of total US market capitalization. | VOO 0.03% ER
Vanguard S&P 500 ETF | FXAIX 0.015% ER Fidelity 500 Index Fund FNILX 0.00% ER 🔥 ZERO Fidelity ZERO Large Cap Index | SWPPX 0.02% ER
Schwab S&P 500 Index Fund SCHX 0.03% ER
Schwab U.S. Large-Cap ETF | |
| Total International (Ex-US) Invests in non-US developed and emerging economies (~7,000 international stocks). Essential for geographic risk reduction. | VXUS 0.07% ER
Vanguard Total International Stock ETF | FTIHX 0.06% ER Fidelity Total International Index Fund FZILX 0.00% ER 🔥 ZERO Fidelity ZERO International Index Fund | SWISX 0.06% ER
Schwab International Index Fund SCHF 0.06% ER
Schwab International Equity ETF | |
| Total World Stock (US + Intl) A 1-fund global solution holding ~9,800 stocks across the United States, Europe, Asia, and emerging markets weighted by market cap (~60% US / 40% Intl). | VT 0.07% ER
Vanguard Total World Stock ETF | VT 0.07% ER Vanguard Total World Stock ETF (Fidelity $0 Fee) | VT 0.07% ER
Vanguard Total World Stock ETF (Schwab $0 Fee) | |
| Total Bond Market (Fixed Income) Broad investment-grade US bonds (Treasuries, corporate bonds, mortgage-backed securities). Dampens portfolio volatility and preserves capital. | BND 0.03% ER
Vanguard Total Bond Market ETF | FXNAX 0.025% ER Fidelity U.S. Bond Index Fund | SWAGX 0.04% ER
Schwab U.S. Aggregate Bond Index Fund SCHZ 0.03% ER
Schwab U.S. Aggregate Bond ETF | |
| Large Cap Growth Focuses on rapid-growth US companies exhibiting above-average revenue and earnings expansion (heavy Apple, Microsoft, NVIDIA, Amazon, Alphabet). | VUG 0.04% ER
Vanguard Growth ETF | FSPGX 0.035% ER Fidelity Large Cap Growth Index Fund | SWLGX 0.035% ER
Schwab U.S. Large-Cap Growth Index Fund SCHG 0.04% ER
Schwab U.S. Large-Cap Growth ETF | |
| Dividend Appreciation & Quality Tracks companies with at least 10 consecutive years of increasing regular dividend payments. Emphasizes cash flow durability and balance sheet health. | VIG 0.06% ER
Vanguard Dividend Appreciation ETF | FDVV 0.15% ER Fidelity High Dividend ETF SCHD 0.06% ER Schwab US Dividend Equity ETF (Fidelity $0 Fee) | SCHD 0.06% ER
Schwab U.S. Dividend Equity ETF SWDSX 0.89% ER
Schwab Dividend Equity Fund | |
| Information Technology Concentrated exposure to hardware, software, semiconductors, and cloud computing firms. Higher volatility with historically superior capital expansion. | VGT 0.10% ER
Vanguard Information Technology ETF | FTEC 0.084% ER Fidelity MSCI Information Technology ETF | FTEC 0.084% ER
Fidelity MSCI Info Tech ETF (Schwab $0 Fee) XLK 0.09% ER
Technology Select Sector SPDR (Schwab $0 Fee) | |
| Real Estate (REITs) Real Estate Investment Trusts that own and manage commercial, residential, healthcare, and industrial properties. Distributes high rental yields. | VNQ 0.12% ER
Vanguard Real Estate ETF | FSRNX 0.07% ER Fidelity Real Estate Index Fund | SWREX 0.25% ER
Schwab Global Real Estate Fund SCHH 0.07% ER
Schwab U.S. REIT ETF | |
| Emerging Markets Direct exposure to fast-growing developing nations (Taiwan, India, China, Brazil). Provides high growth potential with higher currency/political volatility. | VWO 0.08% ER
Vanguard FTSE Emerging Markets ETF | FPADX 0.075% ER Fidelity Emerging Markets Index Fund | SCHE 0.11% ER
Schwab Emerging Markets Equity ETF VWO 0.08% ER
Vanguard Emerging Markets ETF (Schwab $0 Fee) |
How do you combine these tickers into a complete portfolio? Choose the strategy matching your timeline and risk appetite.
The gold-standard asset allocation created by Vanguard founder Jack Bogle. Covers thousands of global equities plus stability from investment-grade bonds.
Ideal For: Long-term investors seeking simplicity with mild cushion against stock volatility.
Zero bonds. Maximizes equity compounding during your career accumulation phase. Complete coverage of worldwide capitalism with zero drag.
Ideal For: Accumulators with 10+ years until retirement who can comfortably stomach market downturns.
Anchors 70% in the broad market, with focused satellite tilts toward high-secular tech innovation and quality cash-flow dividend growers.
Ideal For: Investors who want broad-market safety but desire controlled exposure to outperforming sectors.
Exchange-traded funds and index mutual funds (like VTI and VTSAX) hold identical underlying investments. Choose your preferred share class using the comparison below:
👉 Best For: Taxable brokerage accounts and investors starting with any dollar amount.
👉 Best For: IRAs, 401(k)s, and set-and-forget monthly bank auto-drafts.
Where you hold each index fund matters almost as much as what you buy. Placing specific assets into the right account shields your returns from annual dividend and interest drag:
Hold low-turnover equity ETFs ( VTI , VOO ) and international funds ( VXUS ) here. International index funds generate the Foreign Tax Credit (FTC), which you can claim on your federal tax return only in taxable accounts.
A powerful platform for self-directed investing with seamless automated recurring trade functionality. Commission-free trading for all major ETFs with powerful research tools and responsive portfolio tracking.
VOO tracks the S&P 500 (~500 largest US companies), while VTI tracks the entire US stock market (~4,000 large, mid, and small-cap stocks). Because both funds are market-cap weighted, ~85% of VTI is identical to VOO. Historically, their total return performance is almost identical, but VTI gives you broader diversification by including mid-caps and small-caps. See our full breakdown with the VOO vs VTI ETF Overlap Tool.
Yes, they have a genuine 0.00% expense ratio. The only catch is portability: ZERO funds cannot be transferred in-kind to another brokerage (like Vanguard or Schwab). If you ever transfer accounts, you must liquidate them to cash first. For this reason, many investors hold ZERO funds inside tax-advantaged accounts (Roth IRA / Traditional IRA / HSA) where liquidating triggers zero taxes.
Yes! You can purchase Vanguard ETFs (like VTI, VOO, VXUS, and BND) in a Fidelity account with zero commissions ($0 trade fees), full fractional share support, and set up automated recurring purchases.
Most passive portfolio recommendations (including Vanguard and Jack Bogle research) suggest allocating between 20% and 40% of your equity allocation to international stocks. If you prefer global market-cap weighting without manually rebalancing, 100% in a total world fund like VT is the cleanest approach.
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