Terms of Service

Last updated: November 2026

Welcome to Buck by Buck. Buck by Buck is owned and operated by Kibo Climb LLC . By accessing or using our website at https://buckbybuck.com, any subdomains, or any future affiliated online tools and publications, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access or use the website.

Company Details & Governing Entity

Kibo Climb LLC
5900 Balcones Drive STE 100
Austin, TX 78731

Educational & Informational Content Only (No Advice Guarantee)

All content, articles, interactive calculators, software applications, templates, emails, and educational materials available on this site and all future sites or services operated by Kibo Climb LLC are provided strictly for general educational and informational purposes only. Nothing contained on the site constitutes financial, investment, tax, accounting, or legal advice.

Neither Buck by Buck nor Kibo Climb LLC acts as a licensed investment advisor, registered broker, tax advisor, or legal counsel. No fiduciary or professional client relationship is formed through your access to or use of the website. For full details and disclosures, please review our Disclaimer & Disclosures, which is incorporated into these Terms by reference.

Intellectual Property

All content, articles, tutorials, graphics, calculations, and software on Buck by Buck are the property of Kibo Climb LLC (doing business as Buck by Buck) and are protected by applicable copyright, trademark, and intellectual property laws. You may read, print, or bookmark content for personal, non-commercial use, but you may not reproduce, redistribute, or republish content without prior written permission.

Calculation Tools & Disclaimers of Warranties

All financial calculators and interactive models are provided "as is" and "as available" without warranties of any kind. They represent illustrative mathematical models based on general assumptions and should never substitute for personalized financial planning with a qualified fiduciary.

User Conduct

When using our website or interactive features, you agree not to engage in unlawful behavior, submit harmful or abusive code, or disrupt the operation of the website and servers.

Links to Other Websites

Our website may contain links to third-party web sites or services that are not owned or controlled by Buck by Buck or Kibo Climb LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.

Limitation of Liability & Indemnification

To the fullest extent permitted by applicable law, in no event shall Kibo Climb LLC, Buck by Buck, its creator, contributors, members, managers, or affiliates be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including investment losses or lost profits, arising out of your access to or use of the website or any content contained therein.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. Your continued use of the website following any changes constitutes acceptance of those revisions.

Contact & Legal Notices

For inquiries or legal notices regarding these Terms, please reach out via our Contact Page or by mail at:

Kibo Climb LLC
5900 Balcones Drive STE 100
Austin, TX 78731
Email: contact@buckbybuck.com