For Hands-Off, Tax-Efficient Wealth Building
Take the guesswork out of managing your money. Here are the tools I have personally used to simplify investing, tracking, and financial independence.
Track your entire net worth in one centralized dashboard. Empower links all your bank accounts, investment portfolios, retirement accounts, mortgages, and credit cards with built-in fee analyzers and retirement planners.
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My top choice for automating investments, managing taxable brokerage accounts, and setting up Backdoor and Mega Backdoor Roth IRAs. Zero account fees, zero minimums, and zero-expense-ratio index funds.
View Fidelity Automation Guide →
A great platform for self-directed investors looking for hands-off recurring stock and ETF purchases with zero trading commissions and an intuitive user interface.
View E*TRADE Automation Guide →The undisputed industry leader for transparent, rock-bottom margin borrowing rates (SOFR + 0.75%–1.5%) and global market access. Learn how to borrow cash for real estate and taxes in our comprehensive 2-part guide.
View Margin Rates & Guide (Part 2) →Model your safe borrowing capacity against taxable index funds and stocks. Simulate market crash buffers to eliminate margin calls, and compare real rates across IBKR Pro, Robinhood Gold, negotiated SBLOCs, and European SPX Box Spreads.
Launch Borrowing Simulator →Multi-ETF weighted look-through analyzer. Reveals hidden single-stock concentration, sector tilts, and overlap redundancy across up to 6 user-selected funds.
Launch ETF Screener →Calculate your exact after-tax 401(k) contribution space for Mega Backdoor Roth conversions based on elective employee deferrals, employer match formulas, and IRS compensation limits.
Launch Contribution Calculator →Our proprietary real estate calculator designed to analyze rental cash flow, cap rate, cash-on-cash ROI, and long-term equity payoff before buying any property.
Launch Free Calculator →