Financial freedom for high-income earners. Practical guides on automation, tax efficiency, real estate, and financial independence.https://www.buckbybuck.com/en-ushttps://www.buckbybuck.com/blog/comparing-cash-vs-leveraged-real-estate-investing/https://www.buckbybuck.com/blog/comparing-cash-vs-leveraged-real-estate-investing/Does all-cash really beat leverage? Analyze a side-by-side comparison of annual cash flow, tax benefits, and ROI to determine which strategy fits your current financial goals.Wed, 25 Feb 2026 00:00:00 GMTPersonal FinanceReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/investing-in-fourplexes-10-years-apart/https://www.buckbybuck.com/blog/investing-in-fourplexes-10-years-apart/Don't wait for "perfect" deals from a decade ago. Learn why lowering expectations and understanding today's interest rates are key to pulling the trigger on your next investment.Wed, 25 Feb 2026 00:00:00 GMTPersonal FinanceReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/matching-expenses-with-passive-income/https://www.buckbybuck.com/blog/matching-expenses-with-passive-income/How I compare my real monthly expenses to passive income streams and track progress toward covering costs without relying on active income.Wed, 28 Jan 2026 00:00:00 GMTPersonal FinanceReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/investing-in-a-pre-construction-fourplex/https://www.buckbybuck.com/blog/investing-in-a-pre-construction-fourplex/A step-by-step look at pre-construction fourplex investing, from contract to completion, with costs, timelines, and expected rental setup.Mon, 26 Jan 2026 00:00:00 GMTPersonal FinanceReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/my-2025-spending-review/https://www.buckbybuck.com/blog/my-2025-spending-review/A transparent 2025 spending review breaking down my real credit card expenses by category and rewards earned—no housing costs included.Sun, 25 Jan 2026 00:00:00 GMTPersonal Financecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/why-you-should-reallocate-and-rebalance-your-investments-now/https://www.buckbybuck.com/blog/why-you-should-reallocate-and-rebalance-your-investments-now/Markets are near all-time highs again. Now’s the time to reallocate and rebalance your portfolio. Here are 4 areas investors often overlook.Wed, 28 May 2025 00:00:00 GMTRebalancingReallocatingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-to-build-your-kids-credit-score/https://www.buckbybuck.com/blog/how-to-build-your-kids-credit-score/Want to help your kid start adulthood with excellent credit? Learn how to legally and safely build your child’s credit score before age 18 using proven strategies.Mon, 19 May 2025 00:00:00 GMTCredit Scorecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/9-money-moves-to-make-in-2025/https://www.buckbybuck.com/blog/9-money-moves-to-make-in-2025/Looking to build wealth and lower your taxes in 2025? Discover 9 expert-backed money moves to help you save more, invest smarter, and stay ahead financially.Mon, 12 May 2025 00:00:00 GMTInvestingRoth IRAcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/my-2024-year-end-review/https://www.buckbybuck.com/blog/my-2024-year-end-review/After the close of every year, it’s a good time to review how your investments fared compared to the overall market, myself included. In 2024, investors had a great year, with theWed, 15 Jan 2025 00:00:00 GMTInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-to-calculate-how-much-you-need-to-retire/https://www.buckbybuck.com/blog/how-to-calculate-how-much-you-need-to-retire/It doesn’t matter how old you are; you need to know how much you need to retire. The sooner you understand this, the better equipped you’ll be to plan your financial roadmap..Mon, 26 Feb 2024 00:00:00 GMTRetirementcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/pros-and-cons-of-retiring-with-debt/https://www.buckbybuck.com/blog/pros-and-cons-of-retiring-with-debt/When planning for retirement, one of the biggest hurdles you’ll face is deciding whether to retire with or without debt. Debt can be a strong wealth-building tool, but it carries rTue, 23 Jan 2024 00:00:00 GMTDebtDebt-freecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/year-in-review-of-my-2023-investments/https://www.buckbybuck.com/blog/year-in-review-of-my-2023-investments/About 3.5 years ago, I set a goal to reach $10 million by age 40. However, I set this goal when I lived in an expensive city in Silicon Valley, where median home prices exceeded $1Thu, 04 Jan 2024 00:00:00 GMTFinancial IndependenceFinancial FreedomPersonal Financecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/financial-resolutions-with-little-effort-but-big-rewards/https://www.buckbybuck.com/blog/financial-resolutions-with-little-effort-but-big-rewards/Happy New Year! I hope your finances had as great a comeback in 2023 as mine did! Now that it’s the start of a new year, you’re probably setting some resolutions for yourself. So bMon, 01 Jan 2024 00:00:00 GMTFinancial IndependenceFinancial FreedomPersonal Financecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/negotiation-tactics-when-buying-a-home/https://www.buckbybuck.com/blog/negotiation-tactics-when-buying-a-home/In today’s real estate market, you really need to know what you’re doing. Interest rates haven’t been this high in decades, pushing most home buyers to the sidelines. It’s also sidMon, 11 Dec 2023 00:00:00 GMTReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-to-evaluate-investments/https://www.buckbybuck.com/blog/how-to-evaluate-investments/Whenever I talk shop with another investor, I’m often asked how I determine if an investment is a good one. While the answer is very subjective and personal, I evaluate 5 specificWed, 16 Aug 2023 00:00:00 GMTInvestingStocksReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-my-investments-are-faring-in-2023/https://www.buckbybuck.com/blog/how-my-investments-are-faring-in-2023/Near the end of 2022, about 9 months ago, I shared that my net worth had plummeted a whopping $1.7 million! The losses were primarily attributed to a terrible year for stocks, withWed, 09 Aug 2023 00:00:00 GMTInvestingStockscontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/launching-a-new-house-flipping-business-in-2023/https://www.buckbybuck.com/blog/launching-a-new-house-flipping-business-in-2023/As a follow up to my post on investing with other people’s money, one way I’ve invested with other people’s money this year is by partnering with another investor. Specifically, atMon, 24 Apr 2023 00:00:00 GMTHouse Flippingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/life-update-as-an-early-retiree/https://www.buckbybuck.com/blog/life-update-as-an-early-retiree/2022 was a crazy busy, expensive, and transitional year for my family and me. We moved and settled in twice last year, closed on our brand new home, bought big ticket items, and juWed, 12 Apr 2023 00:00:00 GMTFIREcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/4-ways-to-invest-with-other-peoples-money/https://www.buckbybuck.com/blog/4-ways-to-invest-with-other-peoples-money/Generally, you need to have money to make money. But wouldn’t it be great if you could simply borrow other people’s money to invest? Well, most of the time, you can’t just borrow mMon, 06 Feb 2023 00:00:00 GMTBorrowingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/5-things-that-helped-me-retire-early/https://www.buckbybuck.com/blog/5-things-that-helped-me-retire-early/When I tell people that I’m retired, they usually assume that I came from money, struck gold from a tech IPO, or that I got lucky throwing my life savings into Tesla or Bitcoin. BuFri, 18 Nov 2022 00:00:00 GMTFIREcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/actions-im-taking-during-these-uncertain-times/https://www.buckbybuck.com/blog/actions-im-taking-during-these-uncertain-times/I can’t believe 6 months have flown by since my last blog post! Life has been absolutely crazy for my family and me, having just retired at the end of last year, moving from CalifoTue, 08 Nov 2022 00:00:00 GMTInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-ill-spend-2-million-dollars/https://www.buckbybuck.com/blog/how-ill-spend-2-million-dollars/After selling my primary residence in California for almost $1 million over asking price, I received over $2 million in cash from the sale. I can’t let that amount of cash just sitWed, 20 Apr 2022 00:00:00 GMTInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/what-was-a-better-investment-primary-residence-or-stocks/https://www.buckbybuck.com/blog/what-was-a-better-investment-primary-residence-or-stocks/Normally, a primary residence should not be considered an investment unless you house hack and rent out part of the home while you live in it or you end up selling the home. In theWed, 23 Mar 2022 00:00:00 GMTInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/selling-my-silicon-valley-home-for-nearly-1-million-over-asking/https://www.buckbybuck.com/blog/selling-my-silicon-valley-home-for-nearly-1-million-over-asking/In 2015, my partner and I bought our first home together in Silicon Valley, California. Our home was zoned for some of the best schools in the country, so the plan was to live in tWed, 09 Mar 2022 00:00:00 GMTSelling a Homecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/what-its-like-living-in-texas-as-a-california-native/https://www.buckbybuck.com/blog/what-its-like-living-in-texas-as-a-california-native/Moving from California to Texas was not an easy decision. After all, my entire family is California-native. Nevertheless, after much research and planning, we firmly believe we madWed, 16 Feb 2022 00:00:00 GMTCost of Livingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/5-things-ive-learned-from-my-1st-month-of-retirement/https://www.buckbybuck.com/blog/5-things-ive-learned-from-my-1st-month-of-retirement/I officially retired in early November of 2021. However, since we moved from Silicon Valley, California to Dallas, Texas in December, most of my time in November and December was sWed, 02 Feb 2022 00:00:00 GMTRetirementcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/2022-business-and-personal-goals/https://www.buckbybuck.com/blog/2022-business-and-personal-goals/Happy New Year! To kick off every new year, I like to set goals for all aspects of my life, both personal and professional. By publicizing my goals, it helps me stay accountable foWed, 19 Jan 2022 00:00:00 GMTFinancial FreedomFinancial Independencecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/my-2021-year-end-review/https://www.buckbybuck.com/blog/my-2021-year-end-review/At the start of 2021, I set out to accomplish some business and personal finance goals for the year. By the middle of the year, I published a review of how those goals were progresTue, 14 Dec 2021 00:00:00 GMTFinancial FreedomFinancial Independencecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/i-just-fired-myself-at-31/https://www.buckbybuck.com/blog/i-just-fired-myself-at-31/When I was studying computer science in college just over 10 years ago, I told my partner that I was going to retire early. They didn’t understand what this meant at the time,.Wed, 08 Dec 2021 00:00:00 GMTFinancial FreedomFinancial IndependenceFIRE Numbercontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-to-reduce-your-tax-bill-with-tax-loss-harvesting/https://www.buckbybuck.com/blog/how-to-reduce-your-tax-bill-with-tax-loss-harvesting/Now that we’re in the final innings of 2021, it’s a good time to assess how your investments are performing and how they’ll impact your taxes. Your stock portfolio may no longer beTue, 30 Nov 2021 00:00:00 GMTTax-Loss Harvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/doubling-my-125k-investment-to-250k-in-1-month/https://www.buckbybuck.com/blog/doubling-my-125k-investment-to-250k-in-1-month/I thought that flipping one of my out-of-state properties for over $100,000 in profits in under 4 months was out of this world! While I wasn’t wrong about its success, I also neverTue, 09 Nov 2021 00:00:00 GMTHouse Flippingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-i-flipped-an-out-of-state-home-for-over-100k-in-profit-in-less-than-4-months/https://www.buckbybuck.com/blog/how-i-flipped-an-out-of-state-home-for-over-100k-in-profit-in-less-than-4-months/Earning a lot of money doesn’t mean you have to have a high-paying 9-to-5 job; it can come from a side hustle like my out-of-state flipping business! In fact, because my flipping bTue, 26 Oct 2021 00:00:00 GMTHouse Flippingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/when-it-makes-financial-sense-to-relocate/https://www.buckbybuck.com/blog/when-it-makes-financial-sense-to-relocate/The Great Resignation (AKA the “Big Quit”) of 2021 is the incredible phenomenon driven primarily by millions of Millennials and Gen Zers who have been quitting their jobs in drovesWed, 20 Oct 2021 00:00:00 GMTRelocationGreat Resignationcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-i-turned-my-2nd-flip-into-my-1st-airbnb/https://www.buckbybuck.com/blog/how-i-turned-my-2nd-flip-into-my-1st-airbnb/At the start of 2021, I set out to start an out-of-state flipping business and flip an average of 1 home per quarter (4 for 2021). By May, I had already purchased all 4 of my flipsWed, 06 Oct 2021 00:00:00 GMTAirbnbShort-term Rentalscontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/mega-vs-regular-backdoor-roth-whats-the-difference/https://www.buckbybuck.com/blog/mega-vs-regular-backdoor-roth-whats-the-difference/For high income earners, the Backdoor Roth conversion is a popular way to get around the income limits that prevent high earners from contributing directly to a Roth IRA. The MegaTue, 28 Sep 2021 00:00:00 GMTBackdoor RothMega Backdoor Rothcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/the-opportunity-cost-of-getting-a-graduate-degree-instead-of-working-full-time/https://www.buckbybuck.com/blog/the-opportunity-cost-of-getting-a-graduate-degree-instead-of-working-full-time/I’ve heard many people say that they’ve reached the top of their ladder and can’t get promoted without a graduate degree. And while that may be true, I wanted to highlight the oppoWed, 21 Jul 2021 00:00:00 GMTStudent Debtcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/mid-year-review-of-my-2021-personal-and-money-goals/https://www.buckbybuck.com/blog/mid-year-review-of-my-2021-personal-and-money-goals/At the start of 2021, I set out to accomplish some business and personal finance goals for the year. Since we’re right at the middle of the year (6/30/21), it’s a good time to reviThu, 08 Jul 2021 00:00:00 GMTPersonal Financecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/5-ways-to-pass-down-generational-wealth-tax-free/https://www.buckbybuck.com/blog/5-ways-to-pass-down-generational-wealth-tax-free/If you happen to be in a financial position where you’re planning to pass down generational wealth, congratulations! You’re in a great situation, compared to the bottom ⅔ of AmericTue, 29 Jun 2021 00:00:00 GMTGenerational Wealthcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/why-turning-a-primary-residence-into-a-rental-is-a-bad-idea/https://www.buckbybuck.com/blog/why-turning-a-primary-residence-into-a-rental-is-a-bad-idea/If you’re thinking about or already have turned a primary residence into a rental, you might want to rethink that. Even if your property is allegedly in a “high appreciation” markeThu, 03 Jun 2021 00:00:00 GMTRental Propertycontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/my-1st-north-dallas-flip-sold-for-130000-over-appraised-value/https://www.buckbybuck.com/blog/my-1st-north-dallas-flip-sold-for-130000-over-appraised-value/In my previous post, I talked about my house-flipping strategy and my takeaways from my 1st out-of-state flip. However, when I wrote that article, I hadn’t officially sold the homeThu, 27 May 2021 00:00:00 GMTSelling a Homecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/8-steps-to-buying-a-home-anywhere/https://www.buckbybuck.com/blog/8-steps-to-buying-a-home-anywhere/The home-buying process can be overwhelming, especially for 1st-timers. Even experienced real estate investors have their work cut out for them since every real estate transactionFri, 21 May 2021 00:00:00 GMTHome Ownershipcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-to-save-for-your-childs-college-education/https://www.buckbybuck.com/blog/how-to-save-for-your-childs-college-education/To state the obvious, the cost of education is extremely high. According to Vanguard’s college cost calculator, the projected cost of a public 4-year college (in-state) 18 years frThu, 13 May 2021 00:00:00 GMT529 Savings Plancontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/investing-in-my-3rd-triple-net-leaseback-rental-property/https://www.buckbybuck.com/blog/investing-in-my-3rd-triple-net-leaseback-rental-property/Investing in triple-net leaseback rental properties is a very niche area of real estate investing. I’ve done it 3 times in my real estate investing career, and each experience hasWed, 05 May 2021 00:00:00 GMTInvestment Propertycontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/takeaways-from-my-1st-out-of-state-flip/https://www.buckbybuck.com/blog/takeaways-from-my-1st-out-of-state-flip/At the beginning of the year, I announced all my financial goals for 2021, one of which was to start an out-of-state flipping business. By the end of January, I had already closedThu, 29 Apr 2021 00:00:00 GMTReal EstateHouse Flippingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/my-top-9-tips-for-1st-time-home-buyers/https://www.buckbybuck.com/blog/my-top-9-tips-for-1st-time-home-buyers/Having bought my 1st home at age 22 and after taking part in dozens of purchases over the years, I’ve been asked by so many people for tips to buy their 1st home. Depending on wherMon, 19 Apr 2021 00:00:00 GMTReal EstateHome Ownershipcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/7-traits-of-highly-successful-people/https://www.buckbybuck.com/blog/7-traits-of-highly-successful-people/The past 5 years or so of my life have really kicked my finances into high gear. It’s not just a feeling of success either; it’s real and backed by data. By tracking my net worth oWed, 31 Mar 2021 00:00:00 GMTInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/making-the-leap-into-entrepreneurship/https://www.buckbybuck.com/blog/making-the-leap-into-entrepreneurship/Gearing up to become an entrepreneur is nothing short of thrilling. The planning and prep work that you’ve put in until this point is finally about to pay off. Even after spendingThu, 25 Mar 2021 00:00:00 GMTEntrepreneurshipcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/risks-and-tradeoffs-of-real-estate-investing/https://www.buckbybuck.com/blog/risks-and-tradeoffs-of-real-estate-investing/In my past post, 6 Reasons Why I Invest In Real Estate to Build Wealth, I talked about the many benefits of investing in real estate. However, it’s important to highlight the risksFri, 19 Mar 2021 00:00:00 GMTReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/why-everyone-should-start-a-fire-journey/https://www.buckbybuck.com/blog/why-everyone-should-start-a-fire-journey/Embarking on a FIRE (Financial Independence, Retire Early) journey isn’t just for those who want to retire early; it’s for everyone. While the premise may sound bold, I believe myThu, 04 Mar 2021 00:00:00 GMTFIREcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/bad-debt-better-debt/https://www.buckbybuck.com/blog/bad-debt-better-debt/Okay, you made a mistake of carrying your credit card balance over one month. So what? It’s just a month. Next, you continued to carry that balance over one more month. No problem,Thu, 25 Feb 2021 00:00:00 GMTDebtDebt ConsolidationLoanscontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/6-reasons-why-i-invest-in-stocks-to-build-wealth/https://www.buckbybuck.com/blog/6-reasons-why-i-invest-in-stocks-to-build-wealth/A few months ago, I wrote an article on why I invest in real estate to build wealth. While I am a huge fan of real estate investing, there are many benefits of investing in stocksThu, 18 Feb 2021 00:00:00 GMTStocksInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-the-rich-create-generational-wealth-through-real-estate/https://www.buckbybuck.com/blog/how-the-rich-create-generational-wealth-through-real-estate/Thu, 11 Feb 2021 00:00:00 GMT1031 Exchangecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/investing-in-my-2nd-triple-net-leaseback-rental-property/https://www.buckbybuck.com/blog/investing-in-my-2nd-triple-net-leaseback-rental-property/For those of you who read about my 1st investment in a triple-net leaseback rental property, I talked about how amazing my returns were. In just 2 years, my total return on investmThu, 04 Feb 2021 00:00:00 GMTInvestment Propertycontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/3-little-known-ways-to-access-your-401k-penalty-free-before-59/https://www.buckbybuck.com/blog/3-little-known-ways-to-access-your-401k-penalty-free-before-59/If you’re part of the FI/RE community and are thinking about retiring early like I am, you might be wondering why you should contribute to your 401(k) if you won’t be able to accesThu, 28 Jan 2021 00:00:00 GMTcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/with-8200000-in-debt-when-will-i-be-debt-free/https://www.buckbybuck.com/blog/with-8200000-in-debt-when-will-i-be-debt-free/In my previous post where I shared my $10 million FIRE goal by age 40, I mentioned that my investment allocation will be 30% in real estate. That’s $3M of my own cash invested in rWed, 20 Jan 2021 00:00:00 GMTDebtRental Propertycontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/predictions-of-2021s-economy-and-investing-landscape/https://www.buckbybuck.com/blog/predictions-of-2021s-economy-and-investing-landscape/Between COVID-19, the March 2020 stock market crash to all-time highs for a basket of stay-at-home stocks, no one could’ve predicted what 2020 had in store for us. Let’s have a litFri, 15 Jan 2021 00:00:00 GMTMacroeconomicsInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/2021-business-and-personal-smart-goals/https://www.buckbybuck.com/blog/2021-business-and-personal-smart-goals/Happy New Year! To kick off every new year, I like to set goals for all aspects of my life, both personal and professional. To make sure that my goals are clear and reachable, I crWed, 06 Jan 2021 00:00:00 GMTPersonal Financecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/end-of-2020-reflection-on-my-retirement-accounts/https://www.buckbybuck.com/blog/end-of-2020-reflection-on-my-retirement-accounts/It’s an understatement to say that 2020 has been a crazy year. Nevertheless, at the end of every year, I like to review how well my investments have performed. Regardless of how goWed, 16 Dec 2020 00:00:00 GMTRetirementInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/ways-to-evaluate-rental-properties/https://www.buckbybuck.com/blog/ways-to-evaluate-rental-properties/There are many factors to consider when evaluating a prospective rental property. While it largely comes down to a numbers game, there are other factors that are important that matMon, 07 Dec 2020 00:00:00 GMTReal EstateInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/investing-in-my-1st-triple-net-leaseback-rental-property/https://www.buckbybuck.com/blog/investing-in-my-1st-triple-net-leaseback-rental-property/Most investors have never heard of the terms “triple-net” or “leaseback.” For me, my 1st time investing in this niche area of real estate yielded a 58% return on investment (ROI) iWed, 02 Dec 2020 00:00:00 GMTInvestingRental PropertyReal Estatecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/9-ways-to-get-started-with-real-estate-investing/https://www.buckbybuck.com/blog/9-ways-to-get-started-with-real-estate-investing/Most investors I know park their money in the stock market. It’s arguably one of the best ways to build wealth, and it doesn’t require much cash to get started. Many of those sameMon, 16 Nov 2020 00:00:00 GMTReal EstateInvestingcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/whats-a-mega-backdoor-roth/https://www.buckbybuck.com/blog/whats-a-mega-backdoor-roth/If you like your Roth IRA for its tax-free growth, you’re really going to like a mega backdoor Roth! Contributions to a Roth IRA are funded with after-tax dollars and earnings growSat, 07 Nov 2020 00:00:00 GMTMega Backdoor Roth401(k)RetirementBackdoor IRARoth IRAcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/how-a-self-made-millionaire-budgets/https://www.buckbybuck.com/blog/how-a-self-made-millionaire-budgets/Have you ever wondered how much a millionaire spends per year? Do they even have budgets? What do they spend their money on? Speaking from firsthand experience as a self-made milliSat, 31 Oct 2020 00:00:00 GMTBudgetingFinancial IndependencePersonal Financecontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/6-reasons-why-i-invest-in-real-estate-to-build-wealth/https://www.buckbybuck.com/blog/6-reasons-why-i-invest-in-real-estate-to-build-wealth/I know plenty of successful investors who invest entirely in the stock market and in no other asset classes, like real estate. On the other hand, I also know many successful investSat, 24 Oct 2020 00:00:00 GMTReal EstateInvestingRental PropertyInvestment PropertyDiversificationcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/reaching-financial-independence-in-silicon-valley-with-10000000/https://www.buckbybuck.com/blog/reaching-financial-independence-in-silicon-valley-with-10000000/Financial Independence, Retire Early, AKA the FIRE movement, has become a major theme among millennials this past decade, including myself. Shortly after you start reading about.Sat, 17 Oct 2020 00:00:00 GMTFIREFinancial IndependenceFinancial FreedomTaxesReal EstatePassive IncomeRetirementcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/roth-ira-or-401k-which-one-is-right-for-you/https://www.buckbybuck.com/blog/roth-ira-or-401k-which-one-is-right-for-you/I hear it all the time, “Should I invest in a Roth IRA or a 401(k)?” To help you answer that question, first we need to know what they are and what some of their benefits are. FromSun, 11 Oct 2020 00:00:00 GMTRoth IRA401(k)RetirementTaxesInvestingBackdoor IRAcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/why-i-decided-to-buy-instead-of-rent/https://www.buckbybuck.com/blog/why-i-decided-to-buy-instead-of-rent/Many of us grew up dreaming of owning our own house some day for a variety of reasons. Maybe somewhere along the way, a seed was planted in your mind that buying a house is part ofMon, 05 Oct 2020 00:00:00 GMTRentingReal estateInvestingHome Ownershipcontact@buckbybuck.com (Buck by Buck)https://www.buckbybuck.com/blog/why-i-decided-to-invest-in-out-of-state-real-estate/https://www.buckbybuck.com/blog/why-i-decided-to-invest-in-out-of-state-real-estate/I live in San Jose, right in the heart of Silicon Valley, where median home prices exceed $1 million. Yes, $1 million. As a real estate investor, my primary focus is on cash flow.Mon, 28 Sep 2020 00:00:00 GMTInvestingRental PropertyInvestment PropertyReal Estatecontact@buckbybuck.com (Buck by Buck)