⚔️ Head-to-Head Overlap Analysis

VTI vs SCHD vs VXUS Overlap & Concentration Screener

Comparing Vanguard Total Stock Market ETF and Schwab U.S. Dividend Equity ETF and Vanguard Total International Stock ETF. Uncover shared underlying stock holdings, sector concentration, and whether holding these funds creates redundant portfolio drag.

⚖️ Select Your ETF Allocation (Up to 6)

Add ETFs and set your target weights. Real-time look-through calculates your true single-stock and sector exposure.

Allocation Total:
100%
Executive Summary (Equal Allocation)

Analyzing Portfolio Allocation...

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Analyzing look-through constituent overlap, fee drag, and single-stock concentration...

Top 5 Concentration --%
Top 10 Concentration --%
Unique Holdings --
Blended Fee --%
Largest Shared Holdings

🔄 Pairwise ETF Overlap & Redundancy Analysis

Calculating...

High overlap between two funds means you are paying multiple expense ratios for virtually the same underlying companies.

🔍 True Underlying Stock Exposure (Look-Through)

Your real aggregate ownership in single stocks after multiplying your ETF allocations by each fund's holdings.

Concentration Heatmap (Top Holdings)
High (>6%) Moderate (3%–6%) Diversified (<3%)
Detailed Holdings Breakdown
Stock / Company Effective Weight Contributing ETFs

📊 Sector Exposures vs Broad Market Benchmark (VTI)

Shows where your ETF combination is heavily overweight (concentrated tilt) or underweight compared to the total US stock market.

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Download Ideal Low-Overlap ETF Pairings & Model Portfolios (PDF)

Eliminate redundant holding drag and tech concentration. Get 5 benchmark portfolio allocations with Venn diagrams and constituent overlap scores.

  • ✓ Visual Venn diagrams comparing popular pairs (VOO vs VTI, QQQ vs VOO)
  • ✓ 5 proven model allocations (Reddit Trio, Bogleheads 3-Fund, Factor Barbell)
  • ✓ Exact step-by-step rebalancing guidelines and look-through weight rules

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❓ Common Questions

Frequently Asked Questions: VTI vs SCHD vs VXUS

Answers on overlap redundancy, top holding duplication, and allocation tradeoffs between VTI and SCHD and VXUS.

How much do VTI and SCHD and VXUS overlap?

At equal allocations, VTI and SCHD and VXUS exhibit an overall overlap and redundancy score of 2%. Your selected portfolio displays balanced sector weights and healthy underlying constituent dispersion.

What are the top overlapping stock holdings between VTI and SCHD and VXUS?

The largest shared stock holdings across VTI and SCHD and VXUS include AbbVie Inc. (1.7%), The Home Depot Inc. (1.6%), Chevron Corporation (1.5%), Cisco Systems Inc. (1.5%), The Coca-Cola Company (1.4%), PepsiCo Inc. (1.4%), Verizon Communications Inc. (1.3%).

What is the combined top 5 stock concentration when holding VTI and SCHD and VXUS?

Holding equal weights in VTI and SCHD and VXUS results in 10.0% of your total capital concentrated in just 5 individual companies.

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💬 Reader Discussion & Notes

Discussion 🟢 Open for Discussion

Between these funds, which allocation fits your portfolio plan best?

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