⚔️ Head-to-Head Overlap Analysis

VT vs VTI Overlap & Concentration Screener

Comparing Vanguard Total World Stock ETF and Vanguard Total Stock Market ETF. Uncover shared underlying stock holdings, sector concentration, and whether holding these funds creates redundant portfolio drag.

Executive Summary (Equal Allocation)

High Concentration & Redundancy Risk

High Overlap 100%

Your asset allocation exhibits significant single-stock reliance or severe duplication across your chosen funds. Holding equal parts of VT and VTI yields a blended annual expense ratio of 0.05%, with 22.3% of your total capital concentrated in the top 5 individual equities.

Top 5 Concentration 22.3%
Top 10 Concentration 29.7%
Overlap Redundancy 100%
Blended Fee 0.05%
Largest Shared Holdings
Apple Inc. (AAPL) 5.8% Microsoft Corporation (MSFT) 5.3% NVIDIA Corporation (NVDA) 5.0% Amazon.com Inc. (AMZN) 3.1% Alphabet Inc. (GOOGL / GOOG) 3.1% Meta Platforms Inc. Class A (META) 2.1% Berkshire Hathaway Inc. Class B (BRK.B) 1.5% Broadcom Inc. (AVGO) 1.4%

Customize Your Allocation Live

Adjust the sliders below to see how varying allocations change your single-stock concentration, sector tilts, and effective look-through exposure.

⚖️ Select Your ETF Allocation (Up to 6)

Add ETFs and set your target weights. Real-time look-through calculates your true single-stock and sector exposure.

Allocation Total:
100%
Top 5 Concentration
--% Normal

Combined weight of 5 largest stocks

Top 10 Concentration --%

Combined weight of 10 largest stocks

Overlap Redundancy
--% Low

Duplication across holdings

Weighted Expense Ratio --%

Blended annual fund management fee

🔄 Pairwise ETF Overlap & Redundancy Analysis

Calculating...

High overlap between two funds means you are paying multiple expense ratios for virtually the same underlying companies.

🔍 True Underlying Stock Exposure (Look-Through)

Your real aggregate ownership in single stocks after multiplying your ETF allocations by each fund's holdings.

Concentration Heatmap (Top Holdings)
High (>6%) Moderate (3%–6%) Diversified (<3%)
Detailed Holdings Breakdown
Stock / Company Effective Weight Contributing ETFs

📊 Sector Exposures vs Broad Market Benchmark (VTI)

Shows where your ETF combination is heavily overweight (concentrated tilt) or underweight compared to the total US stock market.

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