⚔️ Head-to-Head Overlap Analysis

VOO vs SCHG vs QQQ Overlap & Concentration Screener

Comparing Vanguard S&P 500 ETF and Schwab U.S. Large-Cap Growth ETF and Invesco QQQ Trust. Uncover shared underlying stock holdings, sector concentration, and whether holding these funds creates redundant portfolio drag.

⚖️ Select Your ETF Allocation (Up to 6)

Add ETFs and set your target weights. Real-time look-through calculates your true single-stock and sector exposure. Updated 2026-11-12 (quarterly SEC lag)

Allocation Total:
100%
Executive Summary (Equal Allocation)

Analyzing Portfolio Allocation...

Calculating --%

Analyzing look-through constituent overlap, fee drag, and single-stock concentration...

Top 5 Concentration --%
Top 10 Concentration --%
Unique Holdings --
Blended Fee --%
Largest Shared Holdings

🔄 Pairwise ETF Overlap & Redundancy Analysis

Calculating...

High overlap between two funds means you are paying multiple expense ratios for virtually the same underlying companies.

🔍 True Underlying Stock Exposure (Look-Through)

Your real aggregate ownership in single stocks after multiplying your ETF allocations by each fund's holdings.

Concentration Heatmap (Top Holdings)
High (>6%) Moderate (3%–6%) Diversified (<3%)
Detailed Holdings Breakdown
Stock / Company Effective Weight Contributing ETFs

📊 Sector Exposures vs Broad Market Benchmark (VTI)

Shows where your ETF combination is heavily overweight (concentrated tilt) or underweight compared to the total US stock market.

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📥 Free Printable PDF Guide 1-Page Printable PDF

Download Ideal Low-Overlap ETF Pairings & Model Portfolios (PDF)

Eliminate redundant holding drag and tech concentration. Get 5 benchmark portfolio allocations with Venn diagrams and constituent overlap scores.

  • ✓ Visual Venn diagrams comparing popular pairs (VOO vs VTI, QQQ vs VOO)
  • ✓ 5 proven model allocations (Reddit Trio, Bogleheads 3-Fund, Factor Barbell)
  • ✓ Exact step-by-step rebalancing guidelines and look-through weight rules

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VOO vs QQQ Overlap & Concentration Risk Analyzer

Compare VOO vs QQQ overlap (68% redundancy score). See shared stock holdings (NVDA, AAPL, 67066G104), sector weights, and expense analysis.

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ETF Comparison 25% overlap

VOO vs QQQ vs SCHD Overlap & Concentration Risk Analyzer

Compare VOO vs QQQ vs SCHD overlap (25% redundancy score). See shared stock holdings (NVDA, AAPL, 67066G104), sector weights, and expense analysis.

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ETF Comparison 61% overlap

QQQ vs SCHG Overlap & Concentration Risk Analyzer

Compare QQQ vs SCHG overlap (61% redundancy score). See shared stock holdings (AAPL, NVDA, 67066G104), sector weights, and expense analysis.

View breakdown
❓ Common Questions

Frequently Asked Questions: VOO vs SCHG vs QQQ

Answers on overlap redundancy, top holding duplication, and allocation tradeoffs between VOO and SCHG and QQQ.

How much do VOO and SCHG and QQQ overlap?

At equal allocations, VOO and SCHG and QQQ exhibit an overall overlap and redundancy score of 65%. Your asset allocation exhibits significant single-stock reliance or severe duplication across your chosen funds.

What are the top overlapping stock holdings between VOO and SCHG and QQQ?

The largest shared stock holdings across VOO and SCHG and QQQ include NVIDIA Corp (9.4%), Apple Inc (9.2%), NVIDIA Corp (8.6%), Apple Inc (7.5%), Microsoft Corp (7.1%), Microsoft Corp (5.4%), Alphabet Inc. (5.1%), Amazon.com Inc (4.5%).

What is the combined top 5 stock concentration when holding VOO and SCHG and QQQ?

Holding equal weights in VOO and SCHG and QQQ results in 41.8% of your total capital concentrated in just 5 individual companies.

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Discussion

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Between these funds, which allocation fits your portfolio plan best?