⚔️ Head-to-Head Overlap Analysis

SCHG vs VUG Overlap & Concentration Screener

Comparing Schwab U.S. Large-Cap Growth ETF and Vanguard Growth ETF. Uncover shared underlying stock holdings, sector concentration, and whether holding these funds creates redundant portfolio drag.

⚖️ Select Your ETF Allocation (Up to 6)

Add ETFs and set your target weights. Real-time look-through calculates your true single-stock and sector exposure. Updated 2026-11-12 (quarterly SEC lag)

Allocation Total:
100%
Executive Summary (Equal Allocation)

Analyzing Portfolio Allocation...

Calculating --%

Analyzing look-through constituent overlap, fee drag, and single-stock concentration...

Top 5 Concentration --%
Top 10 Concentration --%
Unique Holdings --
Blended Fee --%
Largest Shared Holdings

🔄 Pairwise ETF Overlap & Redundancy Analysis

Calculating...

High overlap between two funds means you are paying multiple expense ratios for virtually the same underlying companies.

🔍 True Underlying Stock Exposure (Look-Through)

Your real aggregate ownership in single stocks after multiplying your ETF allocations by each fund's holdings.

Concentration Heatmap (Top Holdings)
High (>6%) Moderate (3%–6%) Diversified (<3%)
Detailed Holdings Breakdown
Stock / Company Effective Weight Contributing ETFs

📊 Sector Exposures vs Broad Market Benchmark (VTI)

Shows where your ETF combination is heavily overweight (concentrated tilt) or underweight compared to the total US stock market.

Save & Share This Portfolio Analysis

Bookmark this URL or share with friends to load these exact ETFs and weights.

📥 Free Printable PDF Guide 1-Page Printable PDF

Download Ideal Low-Overlap ETF Pairings & Model Portfolios (PDF)

Eliminate redundant holding drag and tech concentration. Get 5 benchmark portfolio allocations with Venn diagrams and constituent overlap scores.

  • ✓ Visual Venn diagrams comparing popular pairs (VOO vs VTI, QQQ vs VOO)
  • ✓ 5 proven model allocations (Reddit Trio, Bogleheads 3-Fund, Factor Barbell)
  • ✓ Exact step-by-step rebalancing guidelines and look-through weight rules

✉ Includes the free Buck by Buck newsletter. Unsubscribe anytime.

Other Popular ETF Overlap Comparisons

View all comparisons
ETF Comparison 1% overlap

VUG vs VTV Overlap & Concentration Risk Analyzer

Compare VUG vs VTV overlap (1% redundancy score). See shared stock holdings (GOOGL / GOOG), sector weights, and expense analysis.

View breakdown
ETF Comparison 2% overlap

SCHG vs SCHD Overlap & Concentration Risk Analyzer

Compare SCHG vs SCHD overlap (2% redundancy score). See shared stock holdings (GOOGL / GOOG, 91324P102), sector weights, and expense analysis.

View breakdown
ETF Comparison 67% overlap

VOO vs VUG Overlap & Concentration Risk Analyzer

Compare VOO vs VUG overlap (67% redundancy score). See shared stock holdings (NVDA, 67066G104, AAPL), sector weights, and expense analysis.

View breakdown
❓ Common Questions

Frequently Asked Questions: SCHG vs VUG

Answers on overlap redundancy, top holding duplication, and allocation tradeoffs between SCHG and VUG.

How much do SCHG and VUG overlap?

At equal allocations, SCHG and VUG exhibit an overall overlap and redundancy score of 82%. Your asset allocation exhibits significant single-stock reliance or severe duplication across your chosen funds.

What are the top overlapping stock holdings between SCHG and VUG?

The largest shared stock holdings across SCHG and VUG include NVIDIA Corp (12.7%), Apple Inc (12.3%), NVIDIA Corp (11.7%), Apple Inc (10.5%), Microsoft Corp (9.5%), Alphabet Inc. (8.2%), Microsoft Corp (7.6%), Amazon.com Inc (5.0%).

What is the combined top 5 stock concentration when holding SCHG and VUG?

Holding equal weights in SCHG and VUG results in 56.6% of your total capital concentrated in just 5 individual companies.

Your Next Step & Related Guides

View all resources

Discussion

Author replies within 24h

Between these funds, which allocation fits your portfolio plan best?