⚔️ Head-to-Head Overlap Analysis

SCHD vs DGRO Overlap & Concentration Screener

Comparing Schwab U.S. Dividend Equity ETF and iShares Core Dividend Growth ETF. Uncover shared underlying stock holdings, sector concentration, and whether holding these funds creates redundant portfolio drag.

⚖️ Select Your ETF Allocation (Up to 6)

Add ETFs and set your target weights. Real-time look-through calculates your true single-stock and sector exposure. Updated 2026-11-12 (quarterly SEC lag)

Allocation Total:
100%
Executive Summary (Equal Allocation)

Analyzing Portfolio Allocation...

Calculating --%

Analyzing look-through constituent overlap, fee drag, and single-stock concentration...

Top 5 Concentration --%
Top 10 Concentration --%
Unique Holdings --
Blended Fee --%
Largest Shared Holdings

🔄 Pairwise ETF Overlap & Redundancy Analysis

Calculating...

High overlap between two funds means you are paying multiple expense ratios for virtually the same underlying companies.

🔍 True Underlying Stock Exposure (Look-Through)

Your real aggregate ownership in single stocks after multiplying your ETF allocations by each fund's holdings.

Concentration Heatmap (Top Holdings)
High (>6%) Moderate (3%–6%) Diversified (<3%)
Detailed Holdings Breakdown
Stock / Company Effective Weight Contributing ETFs

📊 Sector Exposures vs Broad Market Benchmark (VTI)

Shows where your ETF combination is heavily overweight (concentrated tilt) or underweight compared to the total US stock market.

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📥 Free Printable PDF Guide 1-Page Printable PDF

Download Ideal Low-Overlap ETF Pairings & Model Portfolios (PDF)

Eliminate redundant holding drag and tech concentration. Get 5 benchmark portfolio allocations with Venn diagrams and constituent overlap scores.

  • ✓ Visual Venn diagrams comparing popular pairs (VOO vs VTI, QQQ vs VOO)
  • ✓ 5 proven model allocations (Reddit Trio, Bogleheads 3-Fund, Factor Barbell)
  • ✓ Exact step-by-step rebalancing guidelines and look-through weight rules

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❓ Common Questions

Frequently Asked Questions: SCHD vs DGRO

Answers on overlap redundancy, top holding duplication, and allocation tradeoffs between SCHD and DGRO.

How much do SCHD and DGRO overlap?

At equal allocations, SCHD and DGRO exhibit an overall overlap and redundancy score of 20%. Your selected portfolio displays balanced sector weights and healthy underlying constituent dispersion.

What are the top overlapping stock holdings between SCHD and DGRO?

The largest shared stock holdings across SCHD and DGRO include Chevron Corp (4.2%), Texas Instruments Inc (4.0%), Amgen Inc (4.0%), Coca-Cola Co (4.0%), PepsiCo Inc (3.8%), Procter & Gamble Co (3.3%), The Home Depot Inc (3.0%).

What is the combined top 5 stock concentration when holding SCHD and DGRO?

Holding equal weights in SCHD and DGRO results in 19.9% of your total capital concentrated in just 5 individual companies.

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Discussion

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Between these funds, which allocation fits your portfolio plan best?